Providing peace of mind

Insurance in Switzerland


Make sure you're covered for the worst case scenario with the right level of insurance for your lifestyle. 

Our advisors can help you get the best deal on the cover you need, including:

Life Insurance

If the unthinkable happens, do you have a plan in place to ensure your loved ones are taken care of? 

If not, it might be time to think about the financial implications an untimely death can bring about: 

How much will be needed at the time of death to meet immediate obligations: mortgage repayments, debts, leases, education costs, medical bills, and funeral costs?

How much future income is needed to sustain the household - new/additional care costs, normal monthly costs, and ongoing repayments?

If the worst happened, where would my partner and family go? (How would location, and family support, affect the amount of ongoing income required?)

If you already have life insurance, it's essential to make sure you're still covered if you leave the country; many insurers will not allow cover for non-residents. You will also lose employer insurance benefits when you leave employment.

At IWP, we work with a number of Swiss and international insurers who provide truly worldwide cover, giving you peace of mind no matter where you go. 

Example life insurance calculation:

CHF 3,000/month = Current outgoings

CHF 2,000/month = Additional care costs in case of your death

CHF 5,000/month = Total outgoings post-death

Your youngest child is 8 years old, and you would like to have decreasing cover until they are 18 years old.

= CHF 5,000/month x 12 months = 60,000/year x 10 Years = CHF 600,000, decreasing by CHF 60,000 per year.

  • Socially Responsible Investing

    Sustainability and social responsibility is shaping how people think and invest - which is where our team comes in.

  • Property Investment

    From residential property to commercial property investment ideas, we’re here to help you get the best return on your investment.

  • Swiss Mortgages

    From deposits to repayment terms, you’ll need an insider’s take on the Swiss property market to get the best return on your investment.

  • US Compliant Investments

    The team here at IWP are well-versed in suitable investment options for American investors.

  • Insurance

    Make sure you're covered for the worst case scenario with the right level of insurance for your lifestyle.

How much do you need to retire?

Using the retirement calculator below, you can find out whether you’re on track, over, or under for the retirement you want. 

Your current situation
Your targets
  • Estimated tax rate15%
  • Average Inflation Rate1.5%
  • Rate of Return at Retirement5%
  • Max. First Pillar Income (2023 based on 44 years)CHF: 29,400
  • Max. Years44
You will have
You will need

How we calculated your results

This projection uses fixed assumptions for tax, inflation and investment returns at retirement to calculate how much you will need to retire/become financially independent.

Next Steps

Shortfall? Not ideal, but at least now you know, and it's time to start doing something about it.

Over what you need for retirement? Great, but you're not there yet!

In either case, if you can optimise and either retire sooner (or with more money), there's no reason not to.

We can help you model different scenarios, tailored to your unique situation. Different countries, different income levels, and early retirement all mean different currencies, inflation, and tax considerations.

Every day you wait is one less day to save for retirement. Take action now - get in touch with us here or call us on +41 (0) 44 552 12 12 to take ownership and secure your future.

How to use this retirement calculator

  1. Enter your current age, income after taxes, current savings, and how much you save each month (after bills and expenses).
  2. Average return on savings = For example, assume 1% for cash, 5% for investments, or 3% if you have a mixture of both.
  3. Next, enter the amount of your current income you would like at retirement. For example, someone receiving CHF 10,000/month may want CHF 6,500 - or 65% - of their current income at retirement.
  4. Lastly, enter the number of 1st pillar contributions you will have made by retirement. For example, if you've paid 5 years' 1st pillar contributions until today, and expect to pay in for a further 20 years, enter 25 years. Based on the Swiss state pension.

Your targets

  1. Enter the age you would like to retire.
  2. Use the Age slider above to increase and decrease the age; when the bar chart showing 'You will have' and 'You will need' are the same, that is your expected age of retirement.

Download your retirement calculation

Enter your details into the form below and we'll send you your free retirement calculation.

Thank you

Congratulations! Your personal retirement calculation is on its way to your email inbox.

Take time to digest the information, then take action - get in touch with us or call us today at +41 (0) 44 552 12 12.


How much do you need to retire?

Achieve financial freedom - and retire when you want to. 

We help investors in Switzerland build assets and create passive income to replace formal employment. 

By listening carefully, giving honest advice, and creating tailored investment plans, we help you achieve your long-term financial goals.

How much do you need to retire? Request your free guide now and find out with our simple 2-step process. 

How much do you need to retire?

How much do you need to retire?